Xisaabiyaha Amaahda Dulsaarka ee Fudud waxa uu bixiyaa mid ka mid ah siyaabaha ugu fudud ee lagula socon karo jadwalka bixinta amaahda iyadoo la kaashanayo Excel, waxaan taas u samayn karnaa si fudud. Markaad akhrido maqaalkan waxaad awoodi doontaa inaad isticmaasho Xisaabiyaha Amaahda Dulsaarka Fudud si aad u dhisto jadwalkaaga lacag bixinta ee Excel dhib la'aan

Soo deji Buug-shaqeedka Dhaqanka

>> Amaahda Dulsaarka Fudud Xisaabiyaha Jadwalka Lacag bixinta kaas oo ah Maamulaha (p), Xeerka xiisaha (r), iyo Wakhtiga (n). Habka xisaabta si loo xisaabiyo Amaahda Dulsaarka Fududwaa sidan soo socota:

= Dulsaarka Fudud (Wadarta dulsaarka la bixinayo)

p = Qadarka ugu muhiimsan

>n = Wakhtigu wuu dhaafay

> r= Heerka Dulsaarka

Tusaale ahaan, amaah 5-sano ah $5000 oo leh ribo sannadeed 15% waxay noqonaysaa sidatan:

>

I = $5000 * 5 * 0.15 = $3750

Sidaa darteed, wadarta xadiga dulsaarka ah ee la bixinayaa waa $1500 5 sano gudahood.

Hadda, si loo xisaabiyo Bishii la bixin karo. Dulsaarka waxaan isticmaali karnaa qaacidada soo socota.

> Monthly Payable Interest = (p*r*)/12

Tusaalaha hore, Ribada La Bixin Karo ee Bisha waxay noqonaysaa:

>

>= (p*r*)/12 = ($5000*0.15)/12 = $62.5

Sidaa darteed, dhammaandulsaarka waxaa la bixin doonaa dhamaadka sanadka 5, hadii aan bixino $62.5 dulsaar bishii.

> 5 tillaabooyinka lagu abuurayo xisaabiyaha amaahda dulsaarka fudud oo leh Jadwalka lacag bixinta

Xogta soo socota, waxaanu haynaa dayn bangi oo dhan $30,000 oo lagu qaato 10% dulsaarka fudud sanadlaha ah muddo 2 sano ah. Waxaan u baahanahay inaan dhisno Jadwalka bixinta Xisaabiyaha Amaahda ee Fudud ee shuruudahan annagoo adeegsanayna Excel formula.

>>>>>> Tallaabada 1: Xisaabi wadarta dulsaarka la bixinayo

Si loo xisaabiyo Isugaynta dulsaarka la bixinayo , waxaanu isticmaaleynaa Qaabka Xisaabinta ee Amaahda Dulsaarka Fudud .

Waxa aynu ku isticmaali karnaa qaacidada soo socota unugga C7 .

=C4*C5*C6

Halkan, unugga C4 waxay ka dhigan tahay unugga Qadarka amaahda ugu muhiimsan , C5 waxa loola jeedaa unugga Ribada , C6 waxay u taagan tahay unugga Muddada Amaahda ee Sannadaha , iyo C7 waxay tilmaamaysaa unugga Ribada La Bixin karo ee Bishii .

>

> Tallaabo 2: Xisaabi Tirooyinka Bilaha la soo celinayo deynta>Bisha amaahda la qaadanayo waxaa loo aqoonsanayaa Bisha 0, maadaama aan wax dulsaar ah la bixin bishan. Waxaan u baahanahay inaan bixino dulsaar dhamaadka bishaan. Taasina waa Bisha 1. Waxaan xisaabin karnaa bilaha anagoo adeegsanayna tillaabooyinka soo socda.

>
• Marka hore, geli 0 gudaha unugga B12 >>> >
• Waxaan halkan ku isticmaali doonnaa 2 hawlood oo Excel ah.Waxay kala yihiin IF function iyo shaqo COUNT .

Hadda, geli qaacidada soo socota unugga B13 .

=IF(COUNT($B$12:B12)>$C$6*12,"",B12+1)

Halkan, unugga B12 waxa loola jeedaa unugga Bisha 0 .

>

> 💡 Kala-baxa Formula >

>

> COUNT>B12 oo loo diro unug kale B .

Hadda, waxaanu eegaynaa inay ka weyn tahay Muddada Amaahda*12 (Tirada bilaha ) dooda COUNT($B$12:B12)>$C$6*12 oo leh HADDII >

>

Hadduu shardiga sare run yahay, waxay la macno tahay. in aan ka gudubnay Muddadii Amaahda . Markaa, haddii xaaladdu run tahay markaa ku beddel unugyada madhan . Haddii shuruuddu aysan run ahayn waxay la macno tahay in aan ku jirno Muddada Amaahda . Markaa, ku kordhi qiimaha unugga 1 . Doodda soo socota ayaa sidaas samaynaysa.

> =IF(COUNT($B$12:B12)>$C$6*12,"",B12+1)

>
• Intaa ka dib, jiid Gacanta Buuxi ilaa xad kasta oo unugyo ah oo aad rabto. Laakiin ma heli doontid wax qiimayaal ah kadib Muddada Amaahda markay dhammaato. Habkani waxa uu si toos ah u istaagayaa dhamaadka bisha u danbeysa ee sanadka u dambeeya Muddada Amaahda .
>

>>>

> Akhris la mid ah

>

>
• >SBI Xisaabiyaha Amaahda Guriga ee EMI ee xaashida Excel oo leh Xulasho Hordhac ah
> 13> Xisaabiyaha Amaahda Excel oo leh Lacag-bixinno Dheeraad ah (2 Tusaalayaal) > 15>

Tallaabada 3: Go'aami bishaRibada La Bixin Karo

Hadda, waxaanu xisaabin doonaa Ribada La Bixin Karo ee Bishii annagoo adeegsanayna Qaabka Xisaabta ee Ribada La Bixin Karo ee Bil kasta .

Anagoo isticmaalaya iyadoo la raacayo qaacidada unugga C8 waxaynu ka heli karnaa Ribada La Bixin Karo ee Bil kasta .

> > =(C4*C5)/12



Hadda, waxaanu gelin doonaa qiimahan ilaa bisha u dambaysa Muddada Amaahda anagoo adeegsanayna tillaabooyinka soo socda.

>
> Mar labaad waxaanu isticmaalnaa Hadii uu ka shaqeeyo halkan. Waxaan ku isticmaali doonaa qaacidada soo socota unugga C13 .
=IF(B13="","",$C$8)

Halkan, unugga C13 waxaa loola jeedaa unugga Rabka la bixin karo bishii ee 1da .

> 💡 > 💡 >
• Qacuunka =IF(B13=””,””,$C$8) , waxaanu ku eegaynaa in unugga ku xiga ee tiirka B yahay maran . Haddii ay xaaladdani run tahay oo tilmaamaysa in aynu ka gudubnay Muddadii Amaahda . Markaa, unugga ku beddel madhan . Haddii xaaladdu aysan run ahayn waxay la macno tahay in aan ku jirno Muddada Amaahda . Sababtan awgeed, ku beddel unugyada unugga Ribada La Bixin Karo Bishiiba ($C$8) .

>>>

> Hadda isticmaal AutoFill ikhtiyaar si aad u hesho inta soo hadhay qiimayaasha ilaa Bisha 24 . > 15>

>

> Tallaabada 4: Xisaabi Wadarta Guud Dulsaarka la bixiyay

Si loo xisaabiyo Isugaynta wadarta dulsaarka la bixiyay , waxaan u baahanahay inaan ku soo koobno ​​lacag bixinta bisha haddainta dulsaarka ah ee la bixiyay ilaa bishan

>Waa inaan tan samaynaa ilaa dhamaadka Muddada Amaahda . Marka, waxaan isticmaaleynaa IF shaqada mar labaad. Macnaha shaqada IF waa: haddii unugga ku jira tiirka B uu yahay madhan , waxaanu dhaafnay Muddadii Amaahda . Markaa, ku beddel madhan . Haddii kale ku beddel wadarta 2 unug ee hore ee tiirka D .
>
• Waxaan ku isticmaali karnaa qaacidada hoose ee unugga C13 .<14
=IF(B13="","",SUM(D12+C13))

Halkan, unugga D12 iyo D13 wuxuu matalaa unugga Isugeynta dulsaarka la bixiyay ee Bisha 0 iyo 1 siday u kala horreeyaan.



>
• Hadda, jiid Gacanta Buuxi ilaa dhamaadka 24th bisha si loo helo xogta inteeda kale
>



Hambalyo! Waxaad si guul leh u abuurtay Jadwalka bixinta xisaabiyaha amaahda dulsaarka ee fudud gudaha Excel .

> Talaabada 5: Hubi jaantusyada >Tallaabadan, waxaanu ku jirnaa waxaan u soconaa inaan hubino in Isugeynta dulsaarka la bixiyay ee Jadwalka lacag bixinta uu la mid yahay qiimihii aan ka helnay Tallaabada 1 (barroosin) iyo in kale. Waxaan sidoo kale u isticmaali doonaa Qaabka Shuruudaha ah unugga C9 halkan. Waxaannu ka jareynaa Isugeynta Dulsaarka ee 24-ka Bisha (unugga C36 ) Isugeynta Ribada la Bixinayo C7 ). Haddii natiijadu noqoto 0 , waxay la macno tahay xisaabinteenu waa sax oo unugguna wuu noqonayaa Cagaar . Si tan loo sameeyo waxaan isticmaaleynaa tillaabooyinka soo socda >
> Marka hore, dooro unugga C9 ka dibna dhagsii Qaabka Shuruudaha ah ee Home > tab oo dhagsii Sharciyada Unugyada sare u qaad . Taas ka dib, dooro La mid ah . >
>



>
• Intaa ka dib, meesha La mid ah sanduuqa wadahadalka, ku qor 0 sanduuqa calaamadeysan ee sawirka soo socda. Sidoo kale, dooro doorashada qaabaynta ee aad door bidayso. Ka dib taabo OK .
>OK >OK

> >

>>> > >>>
• Dabadeed, unugga C9 waxaanu isticmaali karnaa qaacidada soo socota.

=$C$7-D36

Waxaad arki kartaa in unugu yahay cagaaran . Tani waxay muujinaysaa xisaabintayada laga bilaabo Jadwalka Lacag-bixinta inay sax tahay.

>

Dhanka kale, haddii xisaabinteennu ay khaldanayd La Bixiyay ≠ Wadarta Dulsaarka La Bixiyay ), ma jiri doono midab cagaaran gudaha unugga C9 .

Tusaale ahaan, ha Wadarta dulsaarka la bixinayo waa $8000 . Hadda, T dulsaarka guud ee la bixinayo - Wadarta dulsaarka la bixiyay = $2000 . Waxaad arki kartaa in midabka cagaarka ah aan laga heli karin unugga C9 . Tani waxay ku tusinaysaa inaan khalad ku samaynay xisaabintayada.

>

Waxyaabaha lagu xasuusto

>
• gudaha Tallaabada 2 , waxaad u baahan tahay si aad u isticmaasho Tixraaca Unugyada Absolute Cell meesha laga bilaabayo COUNT shaqada ( $B$12:B12 ) iyo gudaha unugga $C$6
• In Tallaabada 3 , waxaad u baahan tahay inaad isticmaasho Tixraaca Unugyada Absolute Cell si aad u hagaajisounugga sidan oo kale ah, $C$8 . Haddii aadan tan samayn, waxaad heli doontaa xogta khaldan marka aad isticmaali doonto AutoFill doorashada
• Hubi inaad gujiso unugga C9 gudaha Talaabada 5 , ka hor inta aanad dooran Qaabka Qaabka Shuruuda ah .
>15>

Gabagabo

> Ugu dambayntii waxaan gaarnay dhamaadka maqaalkan. Runtii waxaan rajeynayaa in maqaalkani uu awooday inuu ku caawiyo abuurista Jadwalka lacag bixinta xisaabiyaha dulsaarka ee fudud in Excel . Fadlan xor u noqo inaad faallo ka bixiso haddii aad hayso wax su'aalo ah ama talooyin ah oo lagu hagaajinayo tayada maqaalka. Si aad wax badan uga barato Excel waxaad booqan kartaa websaydkayaga ExcelWIKI . Barasho wacan!