Dayn maalmeedku waa cadadka lacagta aad u baahan tahay inaad bixiso iyadoo lagu salaynayo heerka dulsaarka iyo qaddarka deynta sannadlaha ah. Waxaad ku abuuri kartaa hal xisaabiye dulsaar amaah maalinle ah gudaha Excel. Taas ka dib, waxa kaliya ee aad u baahan tahay inaad sameyso waa inaad geliso dulsaarka dulsaarka iyo qaddarka deynta sannadlaha ah. Xisaabiyaha ayaa isla markiiba xisaabin doona cadadka deynta maalinlaha ah ee ku saleysan xogta la soo geliyo. Maqaalkan, waxaad ku baran doontaa inaad abuurto xisaabiyaha dulsaarka amaahda maalinlaha ah ee Excel si sahlan.

> Soo deji Buug-hawleedka Ku-dhaqanka> Waxaad kala soo bixi kartaa faylka Excel ee isku xirka soo socda oo ku celceli. >> Xisaabiyaha dulsaarka amaahda maalinlaha ah.xlsx>

Waa maxay Dulsaarka Amaahda maalmeed?

Dhibka amaahda maalinlaha ahi waa xadiga dulsaarka u baahan in lagu bixiyo maalin kasta marka loo eego dayn ama deyn ku salaysan dulsaarka sannadlaha ah iyo sidoo kale qaddarka deynta. Waxaan si fudud uga heli karnaa dulsaarka amaahda maalinlaha ah dulsaarka amaahda sannadlaha ah si fudud annaga oo u qaybinayna dulsaarka amaahda sannadlaha ah 365.

Foomka dulsaarka amaahda maalinlaha ah

Qaabka loo isticmaalo xisaabinta dulsaarka maalinlaha ah ka dhanka ah amaahda ama amaahda guryaha waa:

>> Daily Loan Interest = (Annual Loan Balance X Annual Interest Rate) / 365

Qaabka sare ayaa soo celin doona wadarta cadadka deynta maalinlaha ah iyadoo lagu saleynayo xogta la soo geliyay.

💡 Waa tan hal shay oo mudan in la xasuusto. Taasi waa hadhaaga amaahda sannadlaha ah waxa laga yaabaa inaanay la mid ahayn hadhaaga deynta guud. La soco taas. Gudaha Xisaabiyaha dulsaarka amaahda maalinlaha ah , waa laguu oggol yahay inaad gelisokaliya hadhaaga amaahda sanadlaha ah laakiin ma aha wadarta hadhaaga amaahda unug iyaga ah.

Intaa ka dib,

❶ Hagaaji unug aad rabto inaad ku soo celiso dulsaarka amaahda maalinlaha ah. Waxaan u doortay unugga D7 tusaale ahaan.

> 5> 5> =(D4*D5)/365kor ku xusan xisaabiyaha si aad u hesho dulsaarka amaahda maalinlaha ah> Marka xigta, waxa kaliya ee aad u baahan tahay inaad sameyso waa inaad geliso hadhaaga deynta sannadlaha ah iyo heerka dulsaarka sanadlaha ah ee unugyada D4& D5Kadibna waxaad diyaar u tahay inaad tagto.

Tusaalaha Codsiga Xisaabiyaha Dulsaarka Amaahda ee maalinlaha ah ee Excel

Ka soo qaad, waxaad amaah ka qaadatay bangiga X $ 5,000,000 muddo 1 sano ah. Waxaad u baahan tahay inaad bixiso 12% dulsaarka lacagta deynta sannadkii. Hadda, waa imisa xadiga dulsaarka amaahda maalinlaha ah ee aad u baahan tahay inaad mar kale bixiso qadarka lacagta aad amaah ahaan qaadatay?

Dhibaatada kor ku xusan,

Hadhaaga deynta sannadlaha ahwaa $5,000,000.

Heerka dulsaarka sannadlaha waa 12%.

Hadda haddaynu labadan xog gelinno xisaabiyaha dulsaarka amaahda maalinlaha ah ee aanu Waxaan abuuray, waxaan si fudud u xisaabin karnaaQadarka deynta maalinlaha ah ee aad u baahan tahay inaad bixiso.

Si taas loo sameeyo,

>> Kaas oo ah $1,644.

>

wax dheeraad ah ka sii akhri: Ku samee xisaabiyaha dulsaarka lacag-bixinta dambe ee Excel oo soo deji bilaasha >

> Xisaabiyaha dulsaarka amaahda isku-dhafan ee maalinlaha ah ee Excel>Si aad u xisaabiso dulsaarka amaahda isku-xidhka maalinlaha ah waxaad u baahan tahay inaad ogaato,

> 11> Wadarta qaddarka amaahda > 11> Qiimaha Dulsaarka Sannadlaha > 11> Muddada Amaahda > 11> Inta jeer ee Lacag-bixinta > > 13>

Qaabka loo xisaabi dulsaarka daynta isku xidhka ahi waa,

>

Xagee,

> A = Qadarka ugu dambeeya ee aad u baahan tahay inaad dib u bixiso >

P = Wadarta Lacagta Amaahda >

r = Qiimaha Dulsaarka Sannadlaha

n= Inta jeer ee Lacag-bixinta

t= Muddada amaahda

> Xisaabiyaha hoose, waxaad u baahan tahay inaad geliso,

>C4 .

unugga C6 .

❹ Inta jeer ee lacag bixinta gudaha unugga C9 .

Marka aad geliso kuwaas oo dhan, waxaad heli doontaa qaddarka lacag-bixinta billaha ah ee unugga C14 iyo qolka C15 waxaad ka heli doontaa dulsaarka amaahda isku-dhafka maalinlaha ahla xisaabiyay.



Si aad u abuurto xisaabiyaha amaahda amaahda ee maalinlaha ah,

❶ U qoondee unugyo si aad wax u geliso Isugeynta Lacagta Amaahda, Qiimaha Dulsaarka Sannadlaha ah, Muddada Amaahda, iyo Lacag-bixinta Sannadkii. Tusaale ahaan, waxaan isticmaalay unugyo C4, C5, C6, C11 siday u kala horreeyaan.

❷ Intaa ka dib geli caanaha soo socda unugga C14 si loo xisaabiyo Lacag Bixin bishii

• PMT((1+C5/$C$10)^(365/$C$11)-1,$C$6*$C$11,$C$4 qaddarkeedu waa -77995.4656307853 .
• ROUND(-PMT((1+C5/$C$10)^(365/$C$11))-1,$C$6* $C$11,$C$4),2) waxay soo ururisaa dulsaarka daynta isku xidhka bishiiba laba meelood jajab tobanle. Markaa 77995.4656307853 wuxuu noqdaa 77995.46.
>
• > =IF(roundOpt,ROUND(-PMT((1+C5/$C$10))^(365/$) C$11)-1,$C$6*$C$11,$C$4),2),-PMT((1+C5/$C$10)^(365/$C$11)-1,$C$6*$ C$11,$C$4)) waxay soo saartaa nooc koobsan oo lacag bixinta bilaha ah haddii ikhtiyaarka Wareega uu Daran yahay. Haddii kale waxay ka tagaysaa qiimihii asal ahaan.
> 13>

>

❸ Kadibna geli qaacidada soo socota unugga C15 si aad u hesho Dayn Isku-dhafan Maalinle ah Ribada 0> Wax badan ka sii akhri: Xisaabiyaha dulsaarka bangiga ee xaashida Excel - Soo deji qaab qaabaysan

> Akhrisyo la mid ah > >
• Sida loo xisaabiyo heerka dulsaarka amaahda gudahaExcel (2 Shuruudaha)
>>
• > Xisaabi dulsaarka la helay ee ku jira dammaanadda Excel (5 Hababka)
> 11> Sida loo Xisaabiyo Dulsaarka Dahabka ee Excel 2 Ways) >>
• >>Ku xisaabi dulsaarka Excel Lacag-bixinta (3 tusaale)
> 13>

Samee Xisaabiyaha dulsaarka amaahda billaha ah gudaha Excel

0> Si aad u xisaabiso dulsaarka amaahda billaha ah ee Excel, waxaad isticmaali kartaa qaacidada soo socota: > ,

❶ Dooro laba unug oo kaydiya hadhaaga deynta sanadlaha ah iyo heerka dulsaarka sanadlaha ah

❷ Kadib dooro unug kale oo aad rabto inaad ku soo celiso lacagta dulsaarka deynta bishii Waxaan u dooranayaa unugga D7 tusaale ahaan.

> 6> =(D4*D5)/12 > Waxa kaliya ee aad u baahan tahay inaad samayso waa inaad geliso hadhaaga deynta sannadlaha ah iyo sidoo kale heerka dulsaarka sannadlaha ah. Markaa waxaad diyaar u tahay inaad tagto > Wax dheeraad ah ka sii akhri: > Sida loo Xisaabiyo Qiimaha Ribada Bishii ee Excel > Tusaalaha Codsiga Bisha Xisaabiyaha Dulsaarka Amaahda ee Excel

ka soo qaad, waxaad amaah dhan $50,000 ka qaadatay bangiga ABC oo leh dulsaar sannadle ah 15%. Hadda xisaabi cadadka lacagta aad u baahan tahay inaad dib u bixiso bishiiba sidii dulsaar deyn.

Dhibaatada kor ku xusan

amaahda sannadlaha ahqaddarka waa $50,000.

Qiimaha ribada sannadlaha ah waa 15%.

Sidoo kale eeg: Tiri Tirada Dhacdooyinka Qiime kasta oo ku jira Safka gudaha Excel

Si loo xisaabiyo dulsaarka amaahda bishii,

>❶ Geli sannadlaha ah hadhaaga deynta unugga D4 . > Markaad tan sameyso, waxaad arki doontaa dulsaarka deyntaada bishiiba in lagu xisaabiyay unugga D7 oo ah $625.

> Wax dheeraad ah ka sii akhri: > Xisaabiyaha Amaahda Gaariga ee xaashida Excel – Soo deji Template bilaash ah >

Waxyaabaha lagu Xasuusto

>
>
• In Qaabka Dulsaarka Amaahda Maalinlaha ah , geli hadhaaga amaahda sannadlaha ah laakiin aan ahayn hadhaaga deynta guud.<12
> Gabagabo

Si loo soo koobo, waxaan ka wada hadalnay sida loo abuuro loona isticmaalo xisaabiyaha dulsaarka amaahda maalinlaha ah ee Excel. Waxaa lagugula talinayaa inaad soo dejiso buug-hawleedka shaqada ee ku lifaaqan maqaalkan oo aad ku dhaqanto dhammaan hababka taas. Ha ka waaban inaad wax su'aalo ah ku waydiiso qaybta faallooyinka ee hoose. Waxaan isku dayi doonaa inaan si dhaqso ah uga jawaabno dhammaan weydiimaha khuseeya Oo fadlan booqo websaydkayaga Exceldemy si aad wax badan u sahamiso.