0 Microsoft Excel waa software awood badan oo wax ku ool ah. Excel, waxaan ku xisaabin karnaa qiimaha waqtiga ee lacagtaanagoo raacayna talaabooyin fudud. Maqaalkan, waxaan ka wada hadli doonaa 10tusaalooyin ku habboon xisaabinta qiimaha wakhtiga lacagta ee Excel.

Soo deji Buug-hawleed La-qabsiga

> Xisaabi Waqtiga Qiimaha Lacagta.xlsx>

Waa maxay Qiimaha Wakhtiga Lacagta?

Fikradda udub dhexaad u ah qiimaha lacagtawaa lacagta aad maanta jeebkaaga ku jirto ay ka qiimo badan tahay lacagta aad heli doonto mustaqbalka. Aan ku macneeyo tusaale

Aan niraahno waxaad heli kartaa $200,000 hal mar maanta ama waxaad heli kartaa $20,000 ka xiga 10 sanado. Labada xaaladoodba, wadarta lacagta waa $200,000 . Laakiin kan hore wuu ka qiimo badan yahay kan labaad. Sababtoo ah waxaad dib u galin kartaa $200,000 iyo aad kaheli kartaa faa'iido badan marka la barbar dhigo doorashada labaad

Aan is barano qaar ka mid ah jaangooyooyinka aan isticmaali doono si aan ku xisaabino qiimaha wakhtiga lacagta ee Excel .

• pv > → pv waxa ay tilmaamaysaa Qiimaha la joogo ama si fudud qaddarka lacagta aad hadda haysato
> fv → fv waxay tusinaysaa > Qiimaha mustaqbalka eeimage.

Tallaabooyinka:

• Marka hore, geli caanaha soo socda unugga G5 .

> > =-PMT(D5,F5,-C5,E5,0)

Halkan,

> D5 → heerka>>

>F5 → nper

-C5 → pv >

> E5 → fv

0 → 0 Macnaheedu waa lacag-bixintu waxa ay ku beegan tahay dhamaadka muddada .

>

> Hadda, ku dhufo ENTER . > 11>>

> 12>Fiiro gaar ah: Halkan calaamadda taban ayaa loo isticmaalaa shaqada ka hor si looga fogaado calaamadda taban ee soo saarista.



Sidaas awgeed, waxaad arki doontaa sawirka soo socda. Shaashadaada.



• Marka aad taas raacdo, addoo isticmaalaya AutoFill ikhtiraacida Excel, waxaad heli kartaa inta soo hartay wax soo saarka sida lagu calaamadeeyay sawirka soo socda.



Akhri wax dheeraad ah: Sida loo Xisaabiyo Qiimaha Mustaqbalka ee Excel oo leh Lacago Kala duwan

Gabagabo

Ugu dambayntii, waa in aan ku dhammaynnaa maqaalka. Waxaan si dhab ah u rajeynayaa in maqaalkani uu awood u lahaa inuu ku hago xisaabinta qiimaha wakhtiga lacagta ee Excel . Fadlan xor u noqo inaad faallo ka bixiso haddii aad hayso wax su'aalo ah ama talooyin ah oo lagu hagaajinayo tayada maqaalka. Si aad wax badan uga barato Excel, waxaad booqan kartaa websaydkayaga, ExcelWIKI . Barasho wacan!

lacagta aad hadda haysato
• nper → nper waxay ka dhigan tahay Tirada xilliyada . Waa in la xuso in, Muddada ay noqon karto Sannad kasta , Sannad-Sannadeedka , Saddex-biloodle , Bishii , Todobaadkii , Maalin walba iwm.
>
• qiimaha → heerka waa Heerka dulsaarka sanadkii . Waa inaad maskaxda ku haysaa in ka hor inta aanad isticmaalin heerka ribada ee shaqada Excel, waa inaad u beddeshaa Xeerka Dulsaarka Sannadlaha haddii la bixiyo bil kasta, saddex biloodle, ama wakhtiyo kale oo kasta.
9> 1>pm Tusaale ahaan, si aad u bixiso deyn waxaad u baahan tahay inaad bixiso lacag-bixin xilliyeed bil kasta.

Fiiro gaar ah: Qaabka Excel, calaamadaha PV iyo FV waa iska soo horjeedaan. Guud ahaan, calaamadda PV waxa loo qaataa mid taban iyo FV sida togan.

5 Tusaalooyinka Xisaabinta Waqtiga Qiimaha Lacagta ee Excel

> Qaybtan Maqaalka, waxaan baran doonaa 5 tusaalooyin si xisaabiyo qiimaha waqtiga lacagta .> Ma aha in la xuso in aan isticmaalnay Microsoft Excel 365version Maqaalkan, waxaad isticmaali kartaa nooc kasta oo kale sida ku habboon adiga.> 14>. Qiimaha mustaqbalkamaaha wax kale ee waa qiimaha mustaqbalka ee lacagta aad hadda haysato.

Xogta soo socota, waxaanu ku haynaaqaar ka mid ah maalgelinta bilowga ah ( Qiimaha hadda ), siday u kala horreeyaan Qiimaha Sannadlaha , iyo Tirada Sannadaha ee qaar Akoonka Haysta . Waxaan xisaabin doonaa Qiimaha Mustaqbalka anagoo adeegsanayna FV function ee Excel.

>>> 17>

Haddii aysan jirin lacag-bixinno muddo-xilliyeedka maalgelinta bilowga ah, waxaan xisaabin doonnaa Qiimaha mustaqbalka annaga oo raacayna tillaabooyinka hoos ku xusan.

> Tallaabooyinka:>

Marka hore, geli qaacidada soo socota unugga F5 .

> 11> >> =FV(E5,D5,0,-C5,0)>

Halkan,

> E5→ qiimaynta

D5 → nper

0 → pmt >>

>-C5 → pv >

> 0 → 0 macnaheedu waa lacag bixintu waxa ay ku beegantahay dhamaadka mudada .>>>>>kadib, taabo ENTER.> 11>>

> 3>

Sidaa darteed, waxaad ku arki doontaa wax soo saarka soo socda xaashidaada shaqada.

> > 3>

• Adiga oo isticmaalaya astaanta AutoFill ee Excel, waxaan heli karnaa inta soo hartay Qiimaha mustaqbalka sida ka muuqata sawirka soo socda.
>

>>

1.2 dhinaca kale, haddii ay jiraan lacag-bixinno xilliyeed sida ku cad sawirka e hoos ku qoran, waxaanu xisaabin doonaa Qiimaha mustaqbalka innagoo raacayna tillaabooyinka hoos ku qoran 8>

Marka hore, geli qaacidada soo socota unugga G5 .

> =FV(F5,D5,-E5,-C5,0)

Halkan,

0 F5 → heerka > > D5 →nper >

-E5 → pmt >

> -C5 → pv > > 0 → 0 macneheedu waxa weeye lacag bixinta waxa lagu beegay dhamaadka muddada . >>>>>kadib, ku dhufo ENTER . >

<23

Dabadeed, waxaad arki doontaa Qiimaha mustaqbalka ee Peter sida ku cad sawirka hoose.

> > 3> 8>

Hadda, waxaad heli kartaa inta soo hartay wax soo saarka adiga oo isticmaalaya AutoFill feature of Excel. Wax badan: >Sida loo Codsado Qiimaha Mustaqbalka ee Foomamka Annuity ee Excel > 14> Qiimaha , Qiimaha Sannadlaha , iyo Tirada Sannadaha ee qaar ka mid ah Akoonka Haysta . Waxaan u baahanahay inaan xisaabino Qiimaha hadda . Si tan loo sameeyo, waxaanu isticmaali doonaa PV function ee Excel.

>

> 17> 2.1  Qiimaha xaadirka ah oo aan lacag-bixin-muddo ah lahayn

>Si loo xisaabiyo Qiimaha xaadirka ahhalka aanay jirin lacag-bixinno wakhtiyeed, waxaanu isticmaali doonaa hababka soo socda.> Tallaabooyinka:>>> Marka hore, geli qaacidada hoos ku qoran unugga F5. =PV(E5,D5,0,-C5,0)

Halkan,

E5 → heerka >

> D5 → nper> 0 → pmt>> -C5 → fv

0 → 0 macnaheedu waa lacag bixintu waxa ay ku beegantahay dhamaadka muddada .

>>>kadib, riix ENTER.

> Natiijo ahaan, waxaad heli doontaa Qiimaha haddaee Petersida ku qoran soo socdasawirka.

> Taas ka dib, isticmaal ikhtiyaarka AutoFill ee Excel si aad u hesho inta ka hartay Qiimaha hadda. > 11> <0 >

2.2 Hadday jiraan lacag-bixinno xilliyeed sida ku cad sawirka hoose, waxaanu raaci doonnaa tillaabooyinka hoos ku xusan xisaabi Present Value . >

> Tallaabooyinka unugga G5 .

=PV(F5,D5,E5,-C5,0)

Halkan,

F5 → heerka ><3

D5 → nper >

> E5 → pmt >> -C5 → fv>> 0 → 0macnaheedu waa lacag bixintu waxa ay ku beegantahay dhamaadka muddada.>>>>kuxiga, ku dhufo ENTER.11>

>

Sidaa awgeed, waxaad ku arki doontaa xaashida shaqada ee soo socota.>

> Taas ka dib, isticmaal AutoFill ikhtiyaarka ah si aad u hesho Qiimaha hadda ee kale Akoonka Haysta . > 11>

> 33>> 3>

> Wax dheeraad ah ka sii akhri: > Sida Loo Codsado Qaanuunka Annuity Present Present Value of Annuity in Excel > 3> 14> 3. Xisaabinta I Sicirka dulsaarka >Si loo go'aamiyo Heerka dulsaarka , waxaan isticmaali karnaa shaqada RATE ee Excel. Xogta hoose ee lagu bixiyay, waxaan ku haynaa Qiimaha la joogo , Qiimaha Mustaqbalka , iyo Tirada Sannadaha xog qaar Xitaa-koobeedka . Hadda, waxaan heli doonaa Qiimaha dulsaarka .

> > > 17> 3.1 Qiimaha dulsaarka oo aan lahayn lacag-bixin xilliyeed ah > Marka hore, aynu baranno tillaabooyinkaxisaabi Qiimaha dulsaarka haddii aysan jirin lacag-bixinno muddo-xilliyeedka .

Tallaabooyinka: >

>>
• Marka hore, geli raacaya caanaha unugga F5 .

=RATE(D5,0,E5,-C5,0)

Halkan,

D5 → nper<2

0 → pmt >

> E5 → pv>> -C5 → fv>

0 → 0 macnaheedu waa lacag bixintu waxa ay ku beegantahay dhamaadka muddada .

>>>>kadib, taabo ENTER.

>

Natiijo ahaan, waxaad Qiimaha Sannadlaha ahee xogta ugu horreysa sida ku cad sawirka soo socda.

>

>>

Markaad taas raacdo, waxaad heli kartaa inta hadhay Qiimaha Sannadlaha adiga oo isticmaalaya AutoFill ikhtiyaarka.

> 11>

37>>

3.2 Dulsaarka oo leh Lacag-bixinno xilliyeed

Taas beddelkeeda, haddii lacag-bixin-xilliyeedka lagu daro sida ka muuqata sawirka hoose, markaa waxaan adeegsan doonnaa tallaabooyinka soo socda si aad u xisaabiso Qiimaha Ribada .

>>>hoosta qolka G5.>>> =RATE(D5,-E5,-F5,C5,0)

Halkan,

D5 → nper

-E5 → pmt >

> -F5 → pv>

C5 → fv 3>

0 → 0 macnaheedu waa lacag-bixintu waxa ay ku beegan tahay dhammaadka muddada .

>

> Hadda, taabo ENTER

>

Sidaa darteed, waxaad ku arki doontaa xaashida shaqada ee soo socota , isticmaal AutoFill doorashada si aad u hesho Heerka Sannadka ee kale AkoonkaHaysta . >

> 41>

> Ka sii akhri 3>

4. Tirada Xiliyada Xisaabinta

> Waxaan si fudud u xisaabin karnaa Tirada Xilliyada anagoo adeegsanayna Shaqada NPER . Halkan, xogta soo socota, waxaan ku haynaa Qiimaha Joogtada , Qiimaha Mustaqbalka , iyo Qiimaha Sannadlaha ee qaar ka mid ah Koontada Haysta . Hadda, waxaan xisaabin doonaa Tirada Xilliyada .

>

> 17> 4.1 Tirada Xilliyada Aan Lacag-bixin-xilliyeedka Lahayn

Aan baranno tillaabooyinka lagu go'aaminayo Tirada Xilliyada marka aysan jirin lacag-bixinno xilliyeed .

Tallaabooyinka: >

>>

Marka hore, geli formula ku jira unugga F5 .

=NPER(D5,0,-E5,C5,0)

Halkan,

D5 → heerka <2

0 → pmt >

> -E5 → pv>> C5 → fv>

0 → 0 macnaheedu waa lacag bixintu waxa ay ku beegantahay dhamaadka muddada .

>>>>kuxiga, ku dhufo ENTER.

>

Natiijo ahaan, waxaan heli doonnaa soo-saarka soo socda sida ku cad sawirka hoose.

>

>

Marxaladdan, waxaan ku heli karnaa wax-soo-saarka haray anagoo adeegsanayna AutoFill feature of Excel.

> 4.2 Tirada xilliyada Lacag-bixinaha xilliyeedka>Dhanka kale, haddii ay jiraan lacag-bixinno xilliyeedoo lagu daray sida sawirka soo socda ka muuqda, waxaanu raaci doonnaa tillaabooyinka hoos ku xusan si loo xisaabiyo LambarkaMuddada.

>

>

> Tallaabooyinka:

> Marka hore, geli qaacidada soo socota unugga G5 .

>>> =NPER(D5,-E5,-F5,C5,0)Halkan,> D5 → heerka>> >-E5 → pmt

-F5 → pv

C5 → fv

0 → 0 macneheedu waxa weeye lacag bixintu waxa ay ku beegan tahay dhamaadka muddada .

>>>>kadib, taabo ENTER.>> <0

Sidaa darteed, waxaad heli doontaa soo-saarka xogta xogta ugu horreysa sida ka muuqata sawirka soo socda.

>>

> Hadda, Adigoo isticmaalaya AutoFill ikhtiyaarka Excel, waxaan ku heli karnaa wax soo saarka haray ee haystayaasha xisaabaadka kale.

>> 3>> 1> Akhri wax dheeraad ah: Sida loo Xisaabiyo Qiimaha Joogtada ah ee Excel oo leh Lacag-bixino kala duwan>>

> Lacag-bixinta Muddada adiga oo isticmaalaya Shaqada PMT ee Excel. Xogta hoose ee lagu bixiyay, waxaan ku haynaa Qiimaha la joogo , Qiimaha Sannadlaha , Tirada Sannadaha , iyo Qiimaha Mustaqbalka qaarkood Akoonka Haysta . Hadafkayagu waa inaanu helno Muddada Lacag bixinta . > >

5.1 Lacag-bixinta Muddada Qiimaha Mustaqbalka Eber

Marka hore, waxaanu xisaabi Muddada Lacag-bixinta ee Qiimaha Mustaqbalka Eber . Zero Future Value waxa ay la macno tahay in wakhtiga kadib aanad wax lacag ah gacantaada ku haysan. Tusaale ahaan, markaad dib u bixiso deyn, ma heleysid wax lacag ah ka dib marka la dhammeeyodib u bixinta. Haddaba, xaaladdan, Qiimaha mustaqbalka waa Eber .

Aan raacno tillaabooyinka hoos ku xusan si aan u go'aamino Muddada Lacag-bixinta for a Eber Qiimaha Mustaqbalka .

>

> Tallaabooyinka:

> Marka hore, geli qaacidada hoose ee unugga G5 .

> > =PMT(D5,F5,-C5,0,0)

Halkan,

> D5 → heerka > > >F5 → nper

-C5 → pv

0 → fv

0 → 0 macneheedu waxa weeye lacag bixintu waxa ay ku beegan tahay dhamaadka muddada .

>>>>>kadib, ku dhufo ENTER . > >

>> <5 Hadda, isticmaal 'Excel's AutoFill ikhtiyaarka si aad u heshid wax soo saarka haray sida ku cad sawirka soo socda. > 11>

54>

5.2 Muddada lacag-bixinta ee aan ahayn -Zero Future Value

>Hadda, waxaanu xisaabin doonaa Muddada Lacag bixinta Qiimaha mustaqbalka ee aan eber ahayn . Qiimaha mustaqbalka ee aan eber ahayn waxay ka dhigan tahay in aad heli doonto lacag hal mar ah dhamaadka wakhtiga 3 sano at 5% heerka dulsaarka sanadlaha ah. Hadda waxaad haysataa $500 . Markaa, waxaad doonaysaa inaad xisaabiso cadadka lacagta aad u baahan tahay inaad kaydsato muddo kasta. Markaad helayso $5000 dhamaadka 3 sano, $5000 waa Qiimaha mustaqbalka . Maqaalkan, waxaanu isticmaalnay Qiimaha mustaqbalka ku calaamadeeyay kuwan soo socda